Last updated: June 2026.
The short version
The IRMAA calculator runs entirely in your browser. The income figure you enter is never sent to us or stored on any server — it is used only to display your result on your own device.
Information we collect
We do not ask for or store names, emails, or financial details through the calculator. If you email us, we keep that correspondence to reply to you. We collect standard, anonymous analytics (such as pages viewed and general location) to understand how the site is used.
Cookies and advertising
This site is supported by advertising, including Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits. You may opt out of personalized advertising by visiting Google Ads Settings, or opt out of third-party cookies at aboutads.info. Users in the EEA, UK, and California are shown a consent choice where required.
Analytics
We may use Google Analytics, which sets cookies to measure traffic anonymously. No personally identifying financial data is sent to analytics.
Your choices
You can block or delete cookies in your browser settings. Doing so will not affect the calculator, which needs no cookies to work.
Changes
We may update this policy; the date above reflects the latest version. Questions? See our contact page.