Last updated: June 2026.
Educational use only
IRMAA Calc provides general educational estimates based on publicly published figures. It is not financial, tax, legal, or insurance advice, and using it does not create any professional relationship. Always confirm your actual premium with the Social Security Administration or Medicare.
No warranty
While we work to keep figures accurate and current, we make no warranty that the information is complete, error-free, or up to date. IRMAA rules and amounts change, and your individual circumstances may differ. You use the tool at your own risk.
Limitation of liability
To the fullest extent permitted by law, IRMAA Calc and its operators are not liable for any loss or damage arising from reliance on this site or the calculator.
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This is an independent site. It is not affiliated with, endorsed by, or connected to Medicare, CMS, the Social Security Administration, or any insurer. Government forms and information are available free at the official sites.
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